Friday, December 20, 2013

Schools That Award Lots of Merit Scholarships


I recently wrote a post that shared the colleges and universities that say that they meet 100% of financial need for the majority of their families. If you missed it, here it is:

List of Colleges That Meet 100% of Financial Need

The story prompted a mom to email me over the weekend with this question:

Have you ever published a similar list to the “Most Generous Colleges” one – but focused on the colleges that are most generous with their MERIT aid?
A Tool to Find Merit Scholarships

I tend to get this question when I am giving presentations for affluent parents. Their children won’t qualify for need-based aid, but they loathe the idea of paying full price. (And many of them can’t pay the sticker price.) These parents want to know what schools award merit scholarships, which are given without regard to need.

It’s easy to find schools that dispense merit scholarships. In fact, I wouldn’t be surprised if all public colleges and universities offered these awards. Thanks to the National Association of College and University Business Officers, I do know that 87% of private institutions dispense merit scholarships. The average tuition discount is 57%, which is an historic high.

Clearly, finding schools that award scholarships doesn’t pose much of a challenge . That said, there is an online tool from COLLEGEdata that can help you pinpoint schools that provide a large percentage of their students with merit aid.

I recorded the YouTube video below on how you can use the COLLEGEdata search tool to find schools that award a high percentage of students merit awards. This video will also be relevant to anyone looking for schools that are generous with need-based aid since I explain how you can sort schools by the percentage of financial need an institution provides.


Thursday, December 19, 2013

College Tips: Admissions counselors pay attention to bouts of 'senioritis'

Senioritis — an often chronic malady that strikes 12th graders with bouts of laziness and apathy — can be a problem for college applications.

High school seniors may not want to hear this, but grades matter, even those that are earned after the Common Application has been submitted.

“It’s the first thing I look at when I open a file,” Matt Middleton, the College of New Jersey’s associate director of admissions, said. “What courses are they taking their senior year and what are their grades? They are critical.”

Middletown said first quarter and first semester grades from senior year tell admissions officers a great deal about the applicant.

“I want to see are they continuing to challenge themselves or are they coasting along,” he said.

Many applicants think junior year is the showcase year, since the application process begins before senior year starts. And for students who apply early, applications are filed before the year’s first tests are taken.

But colleges have until March to make their final decisions, so Middleton cautions students from slacking off.

“If I’m looking at a file second time, if I see students doing well, it might move them from the wait list to admitted, or from the denial pile to the wait list,” he said.

“Our attitude is that senior year is the springboard to college,” he added. “We want you to continue to push.”

Monday, December 16, 2013

Final checklist for seniors

While many seniors have completed their college applications, there are still lots of procrastinators out there who will wait until 11:59 on Dec. 31 to hit the submit button.
Here is a final checklist for seniors who may think they’re done:

• Finish your first semester strong. Don’t get complacent, even if you’ve already been accepted. Read your acceptance letters carefully, because colleges are quite clear that your acceptance is contingent on consistent performance. Don’t let yourself be the cautionary tale for juniors by having your offer rescinded. Colleges will request a mid-year report and an end-of-year final transcript.

• Check your application status – colleges will generally inform you via email if some item in your application folder is missing. Be certain to read all emails from your colleges. Once they have notified you that your application is incomplete, it is your responsibility to rectify the situation. This might mean that your letter(s) of recommendation, test scores or transcripts have not arrived.

• Make sure your name is consistent on all college-related documents. One of my students this year was surprised when a college said it had not received her test scores, though they’d been sent months earlier.

After some investigation it was determined that she had used her middle name on her college application but did not use it when she signed up for testing. Consequently, while the test scores were sent to the college, they were never linked to her application due to the inconsistency with the names. She had applied Early Action and was deferred due to an incomplete application folder.

• Thank your teachers, recommenders and school guidance staff. They have a lot on their plates and their roles are often under-appreciated. Send a personal note, and you are sure to stand out.

• Start researching merit-based and need-based scholarship opportunities. Most high schools provide links to scholarships on their websites. Check out the honors college programs and institutional scholarships deadlines at each of the colleges where you’re applying. Those will be the most generous and offer you the best return on investment.

• Re-evaluate your list. Now, with a little distance and hopefully a little less anxiety, review each of the colleges where you’ve applied and prepare a written critique: “What I like best …” and “What I like least …” These lists will be very helpful when you find yourself accepted at multiple colleges and need to make a final decision.

• Hope for the best, but plan for the worst. Create your Plan B. In the unlikely situation that the worst-case scenario occurs, you’ll need to decide if you’ll attend community college, work or create your own gap-year program.

Take comfort in knowing that this will all be over in less than 4 1/2 months. May1 is National Decision Day, when students need to inform colleges of their final decisions. It will be here before you know it.




Read more here: http://www.charlotteobserver.com/2013/12/09/4531556/final-checklist-for-seniors.html#.UqnaeFtDuAh#storylink=cpy

Friday, December 13, 2013

College Admissions: What Your PSAT Scores Really Mean

PSAT scores will arrive for anxious high school students this week (Coming to NTHS Students in January). These scores mark the time when sophomores and juniors can begin to target colleges that are in range. Realistically, there are only 5 months left for juniors to visit colleges before campuses empty out in the first week of May. In the fall, early action dates begin a few weeks after school opens, and many colleges are filling 30-70% of their seats in that round. So, starting your visits in junior year is critical. If your school is slow about handing out scores, you may want to go online and get them. Then, how do you interpret your PSAT scores and use them to launch your college search?

Estimating SAT scores

If you add a zero to end of each PSAT score, that would be your SAT score. Your percentiles indicate how well you did vs. other students in your grade taking the PSAT. You are not measured against 11th graders, if you are in 10th grade. If you scored in the 85th percentile, you did better than 84 out of 100 students in your grade nationally. Because of additional math coursework, you will most likely see your math score increase from your sophomore to junior PSAT. If you elect to do test prep, you will probably see a bigger increase. Most students who prep will go up 60-180 total points (across all 3 sections) from the junior PSAT to the SAT. Many families believe their child will jump 300 points or more with test prep. That kind of an increase is rare, and choosing colleges according to that hope will get you into trouble.

Low scores should NOT be ignored

For students who are getting A’s or B’s in school, PSAT scores below 40 can often be an indicator of an undiagnosed learning disability (LD) or anxiety during testing. Talk to a neuro-psychologist or college counselor about options for educational testing. If you are diagnosed with dyslexia, ADD, ADHD or other learning differences, you may qualify for extended time on test day. It is best to do evaluations by 10th grade since the standards for extended SAT time have been getting more stringent. Those with scores in the 40s-50s who are aiming for a competitive college should begin test prep early and be very diligent about studying each week on their own. Students should also consider taking the ACT. It can often be a better test for students who are high achievers in school or who don’t do well with vocabulary.

What colleges care about

Colleges DO NOT see your PSAT scores. PSAT scores are intended as practice for the SAT and allow you to determine areas where you may need help. The only situation in which they may affect your admission is if you are a National Merit Semi-Finalist or Winner. Only juniors are considered for this award, and the cutoff varies, but you usually have to have a total score of 210 or better. If you are a finalist, it is viewed as a very prestigious honor by colleges and there may be scholarship money to follow.

Test Prep is a MUST

Most students should begin SAT prep in the fall or winter of their junior year, and spend 10-12 weeks studying before they take the test. However, some students with lower scores or those aiming for highly competitive colleges, may want to begin prep as early as sophomore year. The type of study program you select depends on your budget and needs. Some high school based programs are free, but many are relatively weak. It depends on the curriculum and instructor. The major test prep companies like Kaplan and Princeton Review do a very good job of screening teachers and training them, but the group courses will not usually help you with content review (geometry, algebra, grammar). They typically focus on test taking strategy. A well-trained and qualified private SAT tutor will teach strategy and address individual needs to learn the relevant math, vocabulary and writing skills—but the cost is a bit higher. For families who cannot afford courses or tutors, there are terrific SAT prep books on the market, and some highly motivated students can achieve top scores with disciplined self-study.

SAT Alternatives

If you have tried the SAT and ACT, done test prep, and still can’t achieve competitive scores—then it is time to consider “Test Optional” colleges. Today, there are more than 800 in the U.S., and they include prestigious liberal arts colleges like Middlebury, Bowdoin and Bates. Catholic colleges are also jumping on the bandwagon, including Providence College, St. Michael’s and De Paul. What you won’t find on the list are the primary campuses of state universities or the Ivy League.
*Not all high schools offer the PSAT for sophomores

Thursday, December 12, 2013

Our Financial Aid Checklist

Today, we're pleased to bring you Part II of a checklist of tasks you should be tackling right now to pay for college, courtesy of College Advisor Alice Kleeman. Admission deans, financial aid officers and college counselors agree that the single biggest mistake families make in the college application process is failing to apply for financial aid. So even if you think you won't qualify, apply. Use this checklist to make sure you are eligible for ALL the aid you may qualify for.

*          Most importantly, do apply for financial aid to be sure you are considered for all assistance available. You may be pleasantly surprised. And, sometimes, even though you don't qualify for federal aid, you need to file the Free Application for Federal Student Aid (FAFSA) in order to be considered for merit scholarships, state aid and federal student loans.
*             Check with your high school counselor about financial aid workshops scheduled at your school or in the community and attend with your parents! 
*          December is a good time for families to gather all the tax-related information that is available before the year's end; this will facilitate early filing of both taxes and the FAFSA in the new year. The FAFSA can be filed based on estimates if tax returns are not completed, but beginning to assemble all the important information necessary for prompt tax filing can hasten the process for a year in which a family is applying for financial aid. Just remember, do not SUBMIT your FAFSA before January 1—it will not be processed for the correct school year!
*          The list of documents needed for filing -- tax returns for the most recent year, Social Security numbers, driver's license information, student and parent W-2 forms and other records of money earned, current bank statements, etc. -- can be found on the FAFSA website here. Families can also find worksheets on the FAFSA website to fill out prior to filing.
*          If you have not obtained your FAFSA PIN (Personal Identification Number), do so now. You can obtain a FAFSA PIN (Personal Identification Number) for yourself and one of your parents here.  Later, when you file the FAFSA electronically, you will use the PIN to create an electronic signature. While you may obtain a PIN now, remember you will not file the FAFSA until after January 1.
*          Check with your high school college counselor to make sure you understand any special requirements for applying for aid at public universities in your state and have completed all forms necessary to qualify for state financial aid.
*          If you have begun to correspond with the financial aid offices of the colleges on your list, make sure that all communication includes your name, address, email address, the last four digits of your social security number, and your date of birth on every page.
*          Continue researching scholarships and use the winter break to tackle scholarship applications. Again, here are some resources for researching scholarships: 
The Web-based Naviance system features a scholarship search service powered by Sallie Mae. Check with your counselor to see if your school offers this feature of Naviance.
 
*          Draft a scholarship essay. Many scholarship applications ask for a personal statement that is essentially a brief autobiography. Collect all your already-prepared college essays and begin to think about creating a personal statement and drafting your scholarship essays. This brief autobiography can include information about your family's financial situation. But pay attention to what each application requests for the personal statement and be sure to answer the specific prompt.  
*               Deadlines matter! Track them carefully. You can use the Financial Aid Deadline Organizer available here. Or your high school may have an online system, such as Naviance, for tracking progress and deadlines. Check with your high school guidance or college counselor.
*             Submit your CSS Profile to colleges that require it by each college's deadline.
*             If you have questions, ask your high school college counselor or speak with the college financial aid office about any concerns about the FAFSA, CSS PROFILE, deadlines or scholarships and financial aid in general!

Tuesday, December 10, 2013

What Do Colleges Look For In Applicants?

There are many factors that go into admissions decisions and there is no magic formula to ensure you will be admitted into a particular college. However, most colleges do use some similar criteria as they select their incoming freshman class.
Students should find out the entrance requirements for any college they are considering. You should also know in advance how selective a college is. Bear in mind, meeting the entrance requirements does not guarantee entrance into that college. There are many factors colleges will look at including GPA, class rank, standardized test scores, personal statements and essays, which courses you have taken, recommendations, extracurricular activities and interviews.
The weight of any given statistic varies between colleges. Large state university systems typically use a mathematical formula based on GPA and SAT or ACT test scores. They also are partial to students from their own state.
Some private colleges will look more closely at personal statements and essays, teacher recommendations, your leadership abilities and your areas of talent.
When filling out college applications, remember this is the time to present yourself in the best possible light while still using your actual past record. Colleges want to know the following things about you:
  • How well can you handle the academic pressure at their campus?
  • Do you value the unique advantages they offer?
  • What will your contributions be to life on their campus?
  • How will your personality and character be a positive influence for them?
  • How well will you handle managing your independence from home and family?
  • Have you learned to budget your time, set priorities and make sacrifices?
As you think about and answer these questions, follow these guidelines:
  • Don't merely tell them what they want to hear. Instead, show them, illustrating with specific examples from your past. The college will infer that your future behavior and values will follow from your past history.
  • Don't just give examples. Explain what those examples meant to you. How have they shaped your current outlook?
  • Don't just tell the college that you did certain things. Outline the reasons why you did them. Your motivations behind your past actions are the best predictor of your future behavior.
Even though there are no guarantees of being admitted, following these tips will show the colleges that you are a serious candidate. Keep working away at those applications and know that in a few short months, this will all be forgotten and you'll be looking forward to starting the next chapter of your life. In the meantime, I want to wish you all a Happy Holiday.

Sunday, December 8, 2013

Give Thanks for Online SAT Test Prep Resources

Planning SAT preparation can be a test all by itself. Listening to advice from fellow test-takers, teachers and the vast world of online resources might overwhelm you as you devise a study plan that best suits you.
Start by narrowing your search with these five SAT prep resources that you'll be thankful for throughout your journey. 

(NTHS offers a great SAT Prep program called PrepMe through the Navaince Family Connection home page. When students login, the link is in the upper left hand corner)
1. Free practice exams: At the start of your SAT prep, it is important to assess your strengths and challenges on the exam. Taking a practice test is one of the best ways to decide how to tailor your study plan to your specific skills. Begin by trying the College Board's Official SAT Practice Test
Continue assessing your exam-taking skills throughout your prep schedule with free test questions and exams available online. Once you take a practice exam, try the College Board's skills assessment tool for tips on developing specific skills. 
Scoring your timed practice sections is the only way to understand yourself as an SAT test-taker and to determine your most personalized approach to the exam. 

2. Writing resources: The SAT essay section moves quickly and serves up a challenge in the same way that any timed writing exam does. As with all aspects of SAT prep, the best way to become comfortable with the essay is to practice at least four to five timed essays before test day, and score them. 
Scoring the essays is a good way to include people who want to support you in your preparation. Ask them to read and score your essays, as well as note grammatical concerns or awkward parts of your piece. 
Look for any patterns in their feedback, such as passive voice, subject-verb agreement problems or punctuation issues. Your family members might not use those terms, but you should evaluate the constructive criticism and try to name the problems so you can fix them for the actual exam. 
Many online writing centers offer handouts and even videos that explain common writing problems. Once you identify, name and learn to revise your errors, you can walk into the exam prepared to proofread for those specific concerns before time is up. 

3. Online vocabulary builders: The SAT verbal section is notorious for its challenging vocabulary. Many classic SAT words come from scholarly sources, which assume audiences with high levels of education and a specialized vocabulary. 
It is natural for these words to be unfamiliar to high school students. There are many free vocabulary-building sites. Flashcard Flash is a search engine that finds flashcards from several websites. Flashcards come in mobile app form, too, and many are free. 
4. Online math explanations: Very few students express gratitude for math questions, but during SAT prep, students frequently become appreciative of anything that helps make sense of their SAT challenges. 
One website, FreeSATMath, offers a very straightforward SAT math problem-explanation set-up. Students can access math problems and answer choices, and can get help or see reference material. 
The simplicity of the site is what makes it attractive. There is nothing to navigate. You can focus on the 
5. Online games: Test prep can be fun! For instance, some people find the math section challenging simply because they don't like working with numbers. 
Online sudoku puzzles can help build confidence in number relationships and keep the mind nimble while breaking from the exam format. Students with more time to prepare can consider a free basic membership to Lumosity, a brain game program that claims to sharpen critical thinking, among many other skills, through an individualized program. 
Online games are a strong resource for students who have thought ahead and want to increase the speed and agility of their critical thinking. 

No matter how many skills a student needs to develop before exam day, these five resources are flexible enough to meet a variety of test prep challenges. 

Friday, December 6, 2013

Your College Advisor - Dec. 1, 2013: Have I been accepted?

Before I start this week's college column, I want to share with you an article I read in the fall 2013 issue of "The Journal of College Admission." The article was about the top stressors on students as they applied to colleges. The top two stressors are writing the college essay, noted by 71 percent of students, and taking the standardized tests, noted by 64 percent.
Hopefully you read our column on how to write a winning essay, and you know about one of our favorite websites, fairtest.org, which lists schools that do not prioritize standardized tests. There, we just took the two top stressors out of your college application process! If you missed the column on how to write a winning college essay, email me at patrestaino@optonline.net and I will be happy to send you a copy.
High school seniors who applied to college through an early decision or early action program should know their fate in the next week or so. For those who get accepted, congratulations are in order. The good news is the pressure is off. Knowing which college (most likely your first-choice school) is in your future certainly has a calming effect on the entire family.
Since early decision is binding, when you apply, you agree to attend the college. Therefore, if you applied to any schools through regular admissions, you must withdraw those applications. Inform your counselor that you were accepted by early decision and then write any letters to colleges that you already applied to withdrawing your application.
But what if you suffer from buyer's remorse or your financial aid package is less than you expected? Circumstances do change. However, think long and hard before you break an early decision contract. Some colleges do share this information. And since this reflects poorly on you, you jeopardize your chances of getting accepted to other schools.
But what happens if you don't get accepted by your early decision school? In most cases, you'll go into the regular admissions pool, so there is still the chance that you'll get into your first-choice school. If you waited to hear from your early decision school before applying to others, send in any applications that are ready or continue with your college search. The typical deadline for regular admissions ranges from Jan. 1 and onward. Know your deadlines.
If you get accepted through an early action program, you have choices. Since early action is not binding, students can apply early action to more than one school, as well as regular admissions. When you get accepted by an early action school, you can accept immediately or wait until the spring deadline (May 1), after you've heard from all of the colleges you applied to.
Even when you decide to wait until you hear from all of the schools, it's a relief knowing that college is in your future. Counselors get very busy this time of the year, so don't wait to bring them your applications. If your deadline is the beginning of January, your counselor needs to know now, not the first week in January when you come back from Christmas break.
- See more at: http://www.northjersey.com/columnists/234026981_Your_College_Advisor_-_Dec__1__2013__Have_I_been_accepted_.html#sthash.uMJEXza8.dpuf

College Tips: Parents, get ready to tackle the FAFSA

The college application process is often emotional, with students sizing up their choices based on their gut feelings. But there's an important financial side to the decision: How are we going to pay for it?

For most families, that conversation begins with the federal financial aid application, known as the FAFSA.

Edward Bove is College Planning Director and a founding member of Ducerus, a national organization that works with families on all aspects of college admissions and financial aid. Based in Union, Bove has more than 23 years of experience as a financial advisor and tax professional. And all three of his children are currently in college.

Here, he answers the basic questions about the FAFSA

Q. What is the FAFSA, and what information does it want?

The Free Application For Federal Student Aid (FAFSA) is the form used to determine the amount of money a family is expected to contribute toward college costs. Your financial need is difference between the cost of a particular college and this Expected Family Contribution (EFC). You are required to submit the FAFSA every year you attend college to qualify for federal grants, loans and work study. Most states and colleges also use it for their own aid programs.

The FAFSA seeks both personal and financial information for dependent students and their parents. (Independent students do not need to provide parent information.) You will need to provide obvious information like name, address and Social Security number, and some not so obvious information like the date the parents were married or divorced. Required financial information includes earnings, adjusted gross income, savings and the net worth of certain investments.

Q. Is the FAFSA just for lower income students and their families? Is there a maximum family income that makes it not worth the effort?

Not at all. In fact, you can make a comfortable six-figure income and still qualify for need-based aid. Because the FAFSA is based on a complicated formula called the Federal Methodology — does the federal government ever do anything that isn't complicated? — there is no specific income cutoff. In addition to income, there are many other factors that determine your eligibility for aid including certain assets, the size of your family and the number of students attending college at the same time. Even if you're not sure you will qualify for aid, it always is worthwhile to submit the FAFSA. In fact, you can't obtain federal loans without filling one out.

Q. It has a bad reputation for being a pain to complete. Is that fair?

It is a reputation that is well deserved. While it appears simple at first glance, it is anything but. Filling out the FAFSA is like tiptoeing through a mine field. One wrong move and you're a goner. For example, one question asks for the net worth of the parents' investments, including real estate. However, if you fail to read the question carefully, you may not realize that you are not supposed to include the value of the home in which you live. That has proven to be a very costly error for many an applicant who has mistakenly included the value of their home.

Q. Should I wait until I complete my 2013 tax return before submitting the FAFSA?

Absolutely not! It is much better to submit the FAFSA early using income estimates, than it is to wait until you have exact figures. In fact, you are allowed to go back and update the FAFSA after you have filed your tax return. So there is no reason to wait. Most colleges have a February 1st "priority deadline" for submitting the FAFSA. You'll get the best aid package if you get it in by that date since aid is dished out on a first come, first served basis. It's like going to a party: You want to get there early while there are plenty of refreshments to go around, not later when there are only crumbs left on the table.

Monday, November 25, 2013

Avoid Running Out of Time on the SAT/ACT

With enough practice and time, students can work through every question on the SAT or ACT. In fact, time management is often the major difference between a good test score and an excellent test score.
Studying for the exams is often as much about understanding how to efficiently use your time as it is about memorization or problem-solving skills. There are three rules of thumb to help you maximize your chances of success on the SAT or ACT.

1. Create an outline to maximize writing time: The key to the essay component of each test is the effective organization and succinct communication of ideas. The allotted time is simply not enough to communicate anything but the simplest and most direct ideas.
Start your studying by finding a list of essay prompts and allowing yourself five minutes each to outline a response. Every outline should contain a strong thesis statement that clearly declares your position as well as two to three pieces of supporting evidence.
Completing the essay is then simply a matter of connecting the pieces. Practicing this approach makes the process flow smoothly, and the five minutes spent organizing your thoughts will allow you to write proficiently.

2. Spend one minute per math question: When you take practice tests, be vigilant about following the time limits for each section, particularly math. Better yet, try practicing completing the section with five minutes fewer on the clock. If you can adapt to a shortened test time frame, you are more likely to finish when dealing with the stress of test day.
Another strategy is to keep moving through questions, no matter what. Allow a little over one minute per question, and move on if you are unable to find an answer in that time. For the ACT, take your best guess and move on since there is no penalty for wrong answers. For the SAT, you should only guess if you have been able to eliminate at least one possible answer – otherwise, your score will go down.
It hurts to leave questions blank, but spending five minutes to answer one question means you will be leaving five other questions blank when you run out of time. Do the math – it's not a good trade. Circle the questions you skip or guess on, and come back to them if you finish with time left over.
Completing practice tests can also help you with a key test-taking strategy: getting to know your nemesis. The SAT math sections are arranged in roughly ascending levels of difficulty, with the final three to four questions of each section being the most difficult.
If you consistently miss those last few questions on practice tests, simply plan to count them as extra credit on the actual exam. If time remains when you have answered everything else, see if you can find a solution to the harder questions. If you can answer at least one, consider it a bonus. Remember that your goal is not to get a perfect score, but to get your best possible score.

3. Skim questions first and reread as needed: Reading comprehension is the most difficult section of each test from a time management perspective. Most students run into difficulty with the reading sections because they read each passage closely on first approach before they ever look at the questions.
The problem with this technique is that many test-takers end up reading each passage three to four times once they get to the questions. Most students can't recall the passages in sufficient detail to answer the questions directly, and must go back to scan the passages for evidence to support their answers.
A more efficient use of time, especially for slower readers, is to skim the passages to get a basic sense of the topic and voice. Then, scan the questions and look for ones that refer to particular lines of text. Do those questions first and save the questions regarding the general sense of the passage for last.
By the time you have answered the questions that reference specific lines of text, you will have a good sense of the passage as a whole. Be sure to answer all the questions regarding a particular passage before going on to the next. This strategy applies to the long sections of text in the science portion of the ACT as well.

Overall, remember to simulate test conditions during practice tests. There is no substitute for learning to apply your hard-earned problem-solving techniques under pressure.

Friday, November 22, 2013

More ways to say ‘Why I love this college’

Robert Cronk, author of “Concise Advice: Jump-Starting Your College Admissions Essays” ( www.jumpstartessays.com) took issue with some of my advice in last week’s “Why this college?” column.

I suggested that students respond to colleges asking that question by demonstrating that they have done their homework: They should write part of their essay about why the college is a good academic fit for them by delineating special programs and specific classes that interest them. I still believe that is good advice but he made some valid points.

Cronk shared this. “So many times, the “Why this school?” essay will go on about how awesome the school is, how great the faculty is and how unbelievable certain programs are. And that’s so wrong.” He offered four great ideas:

• Make the essay about YOU. Schools don’t need or want to hear accolades about themselves. They want to know why their school would be a good fit for YOU.
• Cronk is not a fan of oozing adoration where students frequently come off as being blindly in love with a college. He says to never say things like “I’ve wanted to go the Great State since I was 2 years old.” Or “Going to Great State would be the culmination of a lifetime dream.” He even suggests being a little aloof and saying something like “I wondered if Great State would be a fit, so I investigated…”
• It’s all about the approach. Cronk shares what he calls a “crude analogy.” He says, “Imagine that the school is a classmate of the opposite sex that you really would like to hang out with. How would you approach that person? Would you walk up and say “You’ve been my dream since second grade”? Of course not. It would be a turn-off and you would come across as a little nutty and desperate. And you know desperate does not work. What would work is… “Hey, I love sci-fi movies and I heard that you might also.” A little cool and casual might win the day.”
• Students shouldn’t feel compelled to talk about the college as if it were “love at first sight.” An essay where a student writes about how the school grew on them after their visit or after their research will be much more convincing.

Another tip I’d like to add is to show the college how you’ll make a difference on their campus. Students who can demonstrate what they’ll contribute to student life are more attractive candidates.

Thursday, November 21, 2013

A few words of advice on extracurricular involvement

“What extracurricular activities look good on a college application?” We hear this question often—many times from students who have come to view the college application process as an exercise in spin, rather than an opportunity to exhibit passion. While the temptation to “amass” activities is strong, especially given the competitive nature of college admissions, it’s important to realize that superficiality will not get you far in life, and it certainly won’t help you get into the college of your choice. College admission officers are interested in meaningful engagement, not perfunctory participation, and are smart enough and experienced enough to distinguish between the two. That being said, here are a few rules to abide by as you plan your extracurricular involvement:
Keep it real. Every admissions season, colleges strive to admit a diverse community of students with a wide range of talents and interests. If you’re not interested in sports, student council, or some other typical extracurricular activity, don’t worry about it. Colleges are just as intrigued by the student filmmaker or poetry club founder as they are by the power forward or student body president. Provided that you demonstrate a deep and consistent commitment, admissions officers will take notice, whatever the activity.
Focus on depth, not breadth. Students who assume leadership roles and participate extensively (10-20 hours per week) in one or two pursuits will always outshine comparable applicants who merely dabble in several or more activities. If you want to have an impact, find your niche, and improve your college admissions prospects in the process, forget the “laundry list” and commit to the wholehearted following of your true extracurricular interests.
Take advantage of the summer. Do you want to show colleges that you are serious about your extracurricular pursuits? Then use your summer to secure an internship, take a class, or enroll in a camp that will allow you to further explore your interests outside the classroom. There is no better way to impress an admissions rep than to forego those lazy summer days and use your vacation to better yourself.
Get a job. A job, perhaps more than anything else, demonstrates to an admissions committee that you are mature, practical, and ready to take on the responsibilities associated with adulthood. If you can get a job in your area of interest, great; if you can’t, get one anyway. Most of us, at one time or another, have had to find alternative, less attractive ways to fund the pursuit of our passions. Show colleges that you’re not afraid to get your hands dirty.
All in all, extracurricular life is not about building a resume (you’ll have plenty of time to do that later); it’s about finding yourself and your true calling. Follow your heart, strive for authenticity, and college will take care of itself.

4 College Admissions Strategies for Students With Bad Grades


As a high school student in Tennessee, Austin Herrera knew that he wanted to go to college. But with grades ranging from A's to D's, he knew his options would be limited. 

Herrera says he was too distracted in school and his reputation as a class clown, extracurriculars and lack of interest and effort affected his grades. Dyslexia, he says, was another hurdle that affected his grades and confidence. 
"I doubted myself and sort of gave up on myself when I saw the grades that I had, because I would work hard and study but I still came out with a low grade," he wrote in an email. 
Herrera switched schools his senior year and used the new atmosphere to change direction and focus on the future. Realizing that his past academic problems would affect his admission chances, Herrera used his personal statement to acknowledge his grades, discuss his learning disability and show his interest in studying business and film. 
"I explained dyslexia – what it was and how I learned. I just explained that I'm a very hard worker and passionate." 
Herrera was accepted into two of the five schools he applied to and now studies film as a freshman at Columbia College Chicago
For students who struggle academically in high school, the college application process can be especially stressful. The competitive admissions process can make these students feel like college is out of reach, but there are still options. 
Admissions experts say students can explain an academic dip in college applications and use the rest of their senior year to make their application more appealing. Students should talk to a counselor to examine all their options, but the following four strategies can help students with poor grades strengthen their college applications. 

1. Take responsibility and offer an explanation: There are many reasons a student's grades can drop, including family issues, illness, a switch in teachers during the year or a lack of maturity. Admissions officials recognize that grades aren't always an indicator of capability, so experts say students need to take the time to write an honest explanation about their grades. 
"Everybody makes mistakes; there's not one perfect person out there. But how do you learn from those mistakes – if you can explain it thoughtfully and in a mature way, often times a college is going to understand that," says Kat Cohen, CEO and founder of IvyWise, an educational consulting company. 
Students can discuss poor grades in a personal statement or in the additional information field on the Common Application. 
"You can point out on it, 'I take full responsibility for the grades that I earned early on. I was not mature enough. I didn't realize the effort that it would take to be successful in high school. I've learned and I've improved,'" says Nancy McDuff, associate vice president for admissions and enrollment management at the University of Georgia
2. Get recommendation letters from teachers and counselors: A good word from a high school counselor or teacher who knows a student well can go a long way in college admissions, experts say. 
"Sometimes a great letter of recommendation can come from a teacher who has seen a student greatly improve their grade and go from very low to very high, even if the student has higher grades in other classes," says IvyWise's Cohen. 

Students should develop close relationships with counselors and teachers and have an explicit discussion about what they'd like addressed before a letter is written, experts say. 
3. Wait to apply and improve your grades: Early admission is extremely competitive, so experts recommend students with poor grades on their transcripts apply during regular admission and use the extra time to take challenging courses and improve their GPA. 
"Focusing on your grades now is critical. There are lots of different ways to improve your grades," says Cohen. 
Students should use their teachers as tutors, visiting them frequently to discuss what to focus on and what weaknesses to work on, she says. 

4. Start at a community college: For students without the academic background for a four-year institution, admissions officials recommend attending a community college for at least a year. That's especially true if students need to catch up on developmental course work. 
"Community colleges are better prepared to handle that and get the student up to that level playing field so they can transfer to a four-year university," says Jeff Fuller, director of student recruitment at the University of Houston
Students who take this route should maintain a perfect grade point average, Fuller adds. 
Admissions officials want to make sure applicants will be able to thrive in college. Students with low grades will need to prove that their past poor grades aren't indicative of who they are now and their capabilities as a college student. 

"The F will always be on their transcript. But like everything in the college admissions process, students that show that they can overcome either adversity, academic preparation, whatever it may be – those are great telling signs for a student's perseverance and persistence towards graduation," Fuller says. 

Thursday, October 31, 2013

List of Colleges That Meet 100% of Financial Need

If your family will need to depend on financial aid to attend college, your best bet is to find a school that will offer an excellent financial aid package to your child.
A great way to assess the generosity of any school is to look at the percentage of financial need it typically meets for its students.
Teenagers, who earn acceptances into schools that meets 100% of need, essentially win the educational equivalent of the lottery.

 Colleges and Universities That Meet 100% of Need

To make the search easier, here are the schools that I know of that meet 100% of financial need for all or most of its students. If you are aware of others, please let me know.
Also on the list I included schools, which I boldfaced, that meet at least 94% of need for the majority of its students.
  1. Amherst College (MA)
  2. Barnard College (NY)
  3. Bates College (ME)
  4. Boston College (MA)
  5. Brown University (RI)
  6. Bryn Mawr College (PA)
  7. Bowdoin College (ME)
  8. Bucknell University (PA)
  9. California Institute of Technology
  10. Carleton College (MN)
  11. Claremont McKenna College (CA)
  12. Clark University (MA)
  13. Colby College (ME)
  14. Colgate University (NY)
  15. College of the Holy Cross (MA)
  16. College of Wooster (OH)
  17. Colorado College (CO)
  18. Columbia University (NY)
  19. Connecticut College (CT)
  20. Cornell University (NY)
  21. Davidson College (NC)
  22. Denison University (OH)
  23. Dickinson College (PA)
  24. Duke University (NC)
  25. Dartmouth College (NH)
  26. Emory University (GA)
  27. Franklin W. Olin College
  28. Georgetown University (DC)
  29. Gettysburg College (PA)
  30. Grinnell College (IA)
  31. Hamilton College (NY)
  32. Harvey Mudd College (CA)
  33. Haverford College (PA)
  34. Harvard University (MA)
  35. Johns Hopkins University (MD)
  36. Kenyon College (OH)
  37. Lafayette College (PA)
  38. Lehigh University (PA)
  39. Macalester College (MN)
  40. Massachusetts Institute of Technology (MA)
  41. Middlebury College (VT)
  42. Mount Holyoke College (MA)
  43. Northwestern University (IL)
  44. Oberlin College (OH)
  45. Occidental College (CA)
  46. Pitzer College (CA)
  47. Pomona College (CA)
  48. Princeton University (NJ)
  49. Reed College (OR)
  50. Rice University (TX)
  51. Saint John’s College (NM)
  52. Saint Olaf College (MN)
  53. Scripps College (CA)
  54. Sewanee: The University of the South (TN)
  55. Smith College (MA)
  56. Stanford University (CA)
  57. Swarthmore College (NY)
  58. Thomas Aquinas College (CA)
  59. Trinity College (CT)
  60. Tufts University (MA)
  61. Tulane University (LA)
  62. Union College (NY)
  63. University of Chicago (IL)
  64. University of Notre Dame (IN)
  65. University of Pennsylvania (PA)
  66. University of Richmond (VA)
  67. University of Rochester (NY)
  68. University of Southern California
  69. Vanderbilt University (TN)
  70. Vassar College (NY)
  71. Wabash College (IN)
  72. Wake Forest University (NC)
  73. Washington and Lee University (VA)
  74. Washington University, St. Louis, (MO)
  75. Wellesley College (MA)
  76. Wesleyan University (MA)
  77. Williams College (MA)
  78. Wheaton College (MA)
  79. Yale University (CT)
What you’ll notice about the above list is that the schools are highly selective. Many of these schools can provide 100% of need because they are wealthier with bigger endowments than their peers, but also because the majority of students who attend these schools are typically high income. With the wealthy children paying the sticker price or getting a modest merit scholarship, this generates more money for financial aid.

How Percentage of Need Met Works…

Let’s say the financial aid formula says your family can afford to pay $15,000 for one year of college. (That’s represented by your Expected Family Contribution.) Your child is lucky and gets into a $50,000 school that promises to meet 100% of its students’ financial need.  That means the school will provide $35,000 in aid.
Schools will look for outside help first to build that $35,000 package. If the child qualifies for the federal Pell Grant for low-income students and an applicable state grant, that will be put into the package first. Nearly all schools also put in a federal Stafford Loan, which for freshman is $5,500. After that the school would kick in its own institutional money.
In this case, let’s assume the child doesn’t qualify for any state of federal grants at a school that meets 100% of need.
$50,000 Cost of Attendance
Minus            $15,000 Expected Family Contribution
Aid                 $35,000
After the Stafford Loan is subtracted, the family would get nearly $30,000 in grants/scholarships (free money) to attend this school. Some of the most elite schools won’t put in a Stafford Loan.
In contrast, the majority of schools in this country would “gap” a child. A school might provide $10,000 or $15,000 or $20,000 or even $0 dollars to meet this child’s need.

Bottom Line:

If your family will need significant financial aid, it’s important that your child be the best student possible so that he or she will be more likely to qualify for the caliber of schools that are generous.